Life Insurance Ireland

When starting out, many home buyers just want basic mortgage protection which is the cheapest form of life cover and is a security requirement from lenders.

Convertible Mortgage protection costs 5% more through our partner Royal London but has the following benefits:

• The policy can be converted to a level term term insurance policy without new medical evidence
• The term of the policy can be extended without medical evidence

When coupled with the facility within a mortgage protection policy to increase the value of cover on happening of certain life events ( new baby or new house for example), under a convertible policy you can easily adjust cover to deal with new circumstances without the need for medical underwriting.

If you have health issues that you did not have when taking out your original policy, this facility may be just what you are looking for when the time comes.