Life Insurance Application Process

What information will the Life Insurance calculator display in the results?
Our Life Insurance Calculator searches the Life Insurance market for the best rates.
The calculator will then automatically apply any special discounts available through us, so that the best discounted price is displayed in your results.  You can also arrange a preferred call back time.
Completing life insurance on line and digital signatures
The delivery of financial services products is changing slowly in line with advances in modern technology. Banks still arrange most mortgages and Life Insurance with many buyers staying loyal to their existing Bank for both products.

Hopefully this will change and buyers will avail of the great value online.

It is not too dissimilar a situation to online shopping and high street retail, where there is room for both, but when it comes to borrowing money or taking out Life insurance the figures involved can be very significant and it just makes too much sense  to engage with an independent intermediary online.

Online Completion - Quickly becoming the preferred completion method

As well as arranging better value Life Insurance, the online process can be very attractive.

Following an initial conversation with an adviser where your needs are documented ,discussed and agreed you have the option of completing the transaction by post, by return scan of documents or completing the form online with digital signature technology.

You will not be asked to complete any documents without first having full information on the product and the provider, a cost , our written recommendation, comparison across all providers, our terms of business and privacy policy and the comfort of a cooling off period.  
Life Insurance process summarised
We have arranged thousands of Life Insurance and Mortgage protection policies

Use our fast, efficient process to get the best life insurance or mortgage protection for your needs

  • Use our Life Insurance Calculator to calculate your discounted quotation.
  • If you have provided your contact information a consultant will contact you to discuss the quotation, ensure that your needs are agreed and an appropriate product at the best price available is recommended to you.
  • Full details of the product, terms and conditions and relevant information will be emailed to you.
  • You can complete and return your application form either online with no paper, by scan documentation or if it suits, by post.
  • Your application will be assessed by the Life Insurance Company and a decision generally available with in 48 hours.
  • If additional information is required, you will be notified. (for example a questionnaire may need to be completed by your doctor).
  • Assuming all is well, you will be approved for cover and your policy can commence within the next three months ( subject to conditions).
  • As we are leading Mortgage Brokers we have extensive experience with Mortgage Protection policies. If your policy is a mortgage protection policy we will make sure it is issued in plenty of time for closure.