Compare Life insurance Quotes
Compare life insurance quotes in Ireland and save money.
Use our life insurance calculator to compare life insurance and mortgage protection quotes from all the major life insurance companies in Ireland. Avail of exclusive discounts with savings of up to 20% on popular policies.*
If someone depends on you financially, you should have life insurance cover.
This may be your spouse or partner, your children, aging parents if you financially support them or help with their care, business partners or anyone who depends on your financial support.
Taking out life insurance is generally a very fast process. You can start by completing this form, or by calling us today.
We will review your needs, recommend solutions and arrange cover for you. If life insurance cover is urgent, same-day cover is possible.
Life insurance cost
Premiums start at €10 per month.
The monthly cost of standard life insurance policies will remain the same for the term of your policy.
If you want to protect against inflation, you can increase your life insurance premium by a small amount each year and your insured amount will grow to keep it inflation-proof.
Benefits of life insurance policies
Life insurance can pay off all your debts if you pass away.
Life insurance cover provides a lump sum to help your family if you pass away.
Life insurance can be used to buy out shares in a company for the benefit of surviving family.
Life insurance can be used to cover capital acquisition tax payable by dependants.
Some tips
Don't delay taking out life insurance. Life insurance costs more as you get older. We are also more likely to develop illnesses, thereby increasing the risk of higher-priced cover or refusal as we get older.
Smoking doubles the cost of life insurance – so another good reason to stop.
€500,000 life insurance for 25 years would cost the same as one pack of cigarettes per month.
You can add serious illness cover to your life insurance policy. Serious illness cover will pay out on diagnosis of an illness covered by the policy, typically cancer, heart attack, stroke and other serious illnesses.
Using LifeInsurance.ie means you get the best value on the market.
There is a wide range of life insurance options open to you.
Mortgage protection insurance is a life insurance policy that mortgage holders take out, whereby the proceeds of the policy will clear the mortgage balance at date of death.
Term insurance is an insurance policy for a set sum, insured for a defined term. An example would be a life insurance policy for a 30-year term which will pay out €200,000 in the event of a claim during the term.
Whole of life insurance is a policy that will pay out during your lifetime. It will be more expensive than term insurance.
Pension term insurance is a life insurance policy that will pay out a specified lump sum up until you reach pensionable age. Premiums are tax deductible.
Convertible term life insurance is a term insurance policy with an added benefit whereby you can exercise a right to continue the policy cover after the original term is over.
Index linked life insurance is a life insurance policy that increases over time both in the level of cover and in the cost, to keep pace with inflation.
Dual life insurance is a policy that pays out on both lives.
Joint life insurance is policy which pays out on first death.
Typical standard terms and conditions for our life insurance quote facility
Non-smoker premiums assume that you have not smoked in the past twelve months.
Insurance cover is subject to acceptance by the insurance company.
Prior to arranging life insurance or mortgage protection cover, we will complete an application form which includes a detailed health questionnaire. This can be arranged online or by phone.
Quotations are valid for seven days, or until your next birthday, whichever is sooner. Rates increase as you get older and this is the reason why your next birthday will impact on your quotation.
Where two applicants are included, the quotation is calculated on a dual life basis, except in the case of mortgage protection cover where a joint life basis applies.
The level of cover on a mortgage protection policy reduces in line with the projected reduction in your mortgage liability.
Insurance cover only commences on policy issue.
Information for our quotation service is provided for us through broker information services, which receive quotation data from our life insurance companies.
The terms of your chosen policy shall take precedence over any statement, representation, act or omission which may have been made by us and which conflicts with any terms of your chosen policy.
You must check all details on any proposal, form or statement of facts, and pay particular attention to any declaration you are asked to sign.
It is important that you read all documents issued to you and ensure that you are aware of the cover, limits, warranties, conditions and other terms that apply.
*20% discount applies to a range of policies from Zurich Life for sums insured in excess of €250,000.
