Life Insurance Ireland

LIFE COVER – GUARANTEED TERM PROTECTION (GTP) & GUARANTEED MORTGAGE PROTECTION (GMP)

Zurich Life have confirmed that if a Life Insured dies from COVID-19 then they will pay a valid death claim. Pay-out will be subject to the normal terms and conditions applicable on the policy. 

Irish Life If an existing customer died from complications as a result of COVID-19, they are fully covered under the normal terms & conditions of a life cover plan.

Royal London have confirmed that in the unfortunate circumstance that a customer contracts COVID19 and dies, their life policies would pay out, in line with their usual claims philosophy.

New Ireland If you have cover for death on your policy and death occurs as a result of COVID-19, the death benefit will still be paid assuming all other criteria for payment of a death benefit are met. There is no exclusion in their policies for death arising from a disease such as COVID-19.

Aviva If you are diagnosed with COVID-19 and meet the definition of disability after the normal deferred period yes you will be able to submit a claim.

SERIOUS ILLNESS COVER 

Zurich COVID-19 is not a defined illness listed in Zurich's Serious Illness policies, so claims are not payable specifically for COVID-19. However, a client may be eligible to claim for conditions arising from COVID-19 if the serious illness definition is met.

Royal London: COVID-19 is not an illness covered within Royal London's Specified Serious Illness cover policies as it would have needed to be defined within their terms and conditions. 

Irish Life: Covid19 is not one of the Specified Illnesses in any of their SIC products 

New Ireland: Covid19 is not one of the Specified Illnesses in any of their SIC products

Aviva Covid19 is not one of the Specified Illnesses in any of their SIC products