Table 4
Comparison of life insurance costs between smokers and non smokers.
Based on a joint application, (1) male 40 and (2)Female 39 Sum insured € 250,000
Term 25 years
This analysis demonstrates the additional cost of life insur
|
Company Name |
Monthly premium Level term age 40/39 |
Monthly premium Level term age both Smoking |
Difference over term |
|
Caledonian Life |
54 |
112 |
17,400 |
|
Canada Life |
72 |
148 |
22,800 |
|
Friends First |
54 |
112 |
17,400 |
|
Hibernian Aviva |
72 |
119 |
14,100 |
|
Irish Life |
66 |
119 |
15,900 |
|
New Ireland |
60 |
117 |
17,100 |
|
Zurich |
54 |
108 |
16,200 |
ance as a result of smoking for a couple aged 40 and 39
