Table 2

November 2010

Comparison of stand alone serious illness cover costs as one gets older.Unlike term insurance serious illness prices have remained relatively constant over the past year with the main changes being th entry of New Ireland into this market and teh slight reduction in premia by Zurich

Based on a joint application, (1) male (non smoker) and (2)Female (non smoker) at a selected range of ages

Sum insured € 100.000

Term 25 years

This analysis demonstrates how quickly serious illness insurance cost rise past the age of 40.

The rate of increase in prices from 30 to 40 is approx 55%

The rate of increase in prices from 40 to 50 is approx 275%.

Please note that the serious cover is based on a dual life €100,000.