Life insurance and specific medical conditions
Life insurance companies also provide cover for individuals with a range of specified medical conditions .
Applications for life cover will generally be followed up with a detailed questionnaire to your doctor and may require a medical examination.
Cover is often provided on a loading basis and each case is treated on its own merits.
Examples of medical conditions where loading may apply include:
- Asthma
- Heart disease
- Blood pressure
- Back problems
- Irritable bowel Syndrome
- Breast lump or cyst
- Cancer
- Kidney disorders
- High Cholesterol
- Multiple Sclerosis
- Coeliac Disease
- Osteoarthritis
- Crohn's disease
- Depression
- Diabetes
- Epilepsy
- Colitis
