Life Insurance Cover
Life Insurance cover
Life insurance is an important element of your protection needs. Here at Finance Company of Ireland our role is to work closely with you to identify your needs and to provide the most appropriate life insurance cover to satisfy your requirements. Life insurance quote
As authorised advisors dealing with Ireland's leading life Insurance companies, we provide you with the best life insurance and other protection products available in Ireland.
The principle elements of Long term Financial planning are :
- To provide protection for your dependants if you pass away
- To save and plan for your retirement
- To protect your assets and income in the event of accident or illness
- To invest your money wisely
Adequate life insurance cover ensures your dependants will be looked after financially when you are gone.
The need for life insurance comes with the unfolding of life's events including;
- Taking on debt.
- Buying a home
- Getting married or settling down with a partner
- Having children
- Growing older and becoming more aware of the needs of people who rely on you
For a detailed description of the various life insurance options in Ireland, please follow the following links;
Life insurance for individuals with medical conditions
If you are buying a home, Life insurance is a condition of mortgage approval if you are under the age of 50.
If you are buying an investment property or if you have an existing investment property life insurance, although highly recommended, is optional and is not generally a condition of loan approval. See also www.mortgages.ie our mortgage site.
Arranging adequate life insurance cover when you are married, in a partnership and possibly have children is not required by law but really makes common sense.
It is very difficult to imagine what life might be like without your partner. As well as friendship and love, many of us rely on our partners for our financial well being.
If others are relying on you and your income, you have a real obligation to arrange protection.
This argument can easily be extended to critical or serious illness policies and income protection.
Unfortunately there is every chance that without reasonable life insurance cover your family's finances and life style could be severly jeopardised on you passing away.
So, hopefully we can help you identify and prioritise your protection needs AND remember life insurance is generally much less expensive that you think!